Get High-Risk Payment Gateway Processing Solutions with FastoPayments
We specialize in high risk payment processing, empowering grey-labeled industries to accept payments seamlessly through our dedicated gateway. With advanced security measures and tailored solutions, we ensure smooth transactions and robust fraud protection to support your business’s unique needs.
SOME OF OUR 500+ HAPPY CUSTOMERS
Struggling With High-Risk Payment Processing Issues?
Operating a high-risk business means you’ll eventually encounter unique payment processing challenges, such as high chargeback ratios, transaction insecurity, and the need for a reliable credit card processor.
While PayPal, Stripe, and Venmo offer interim solutions for regular merchants, these issues calls for tailored payment solutions that match the unique demands of high-risk credit card processing.
With 24/7 expert support and advanced fraud prevention tools, FastoPayments handles all of your high-risk payment processing needs, ensuring secure transactions and ultimately freeing up your time to focus on core operations.
Simplify Your Transactions with a High-Risk Payment Gateway
Simplify your transactions effortlessly with FastoPayments, your trusted high-risk payment gateway provider.
Our experience with high-risk payment processing makes it easier for us to solve the specific challenges you face in your industry—whether that’s cannabis, travel, OnlyFans, nutraceutical, online dating, AI business, or any other high-risk industry requiring specialized attention.
As your dedicated partner and high-risk payment gateway solution, we’re here to help improve your payment collection experience and cater to how you prefer to do business, ultimately creating smoother experiences for your customers.
BENEFITS
What You Get With FastoPayments’s High-Risk Payment Gateway Solutions
With experience like ours, you can rest assured you’re in good hands. We handle over 1 million transactions monthly worldwide. Wherever you’re operating from and no matter your industry, we deliver secure payment gateway solutions tailored to your needs.
- A unified high-risk payment gateway solution catering to all your transactional requirements
- Top-notch high-risk payment processor with unbeatable expertise in the payment industry
- Outstanding support accessible at all times via WhatsApp, live chat, and more
HIGH-RISK PAYMENT GATEWAY PROCESSOR
We Work with All High-Risk Industries
High-risk industries are more prone to payment disputes, adding an extra layer of difficulty when it comes to payment processing. This is why an experienced payment processor with quality high-risk payment gateway solutions makes a perfect business partner.
Adult Industry
Due to the sensitive nature of the content, the adult industry faces unique challenges in payment processing. High chargeback ratios and increased scrutiny mean you need a dedicated adult merchant account and payment processor that can navigate these complexities while ensuring secure and discreet transactions.
Travel Industry
Businesses in the travel and hospitality sector often experience frequent cancellations and chargebacks. FastoPayments’s high-risk travel merchant account and payment gateway solution help mitigate these. risks, allowing you to grow your travel business and build a list of happy, long-term customers.
Gambling & Casino Industry
The gambling industry is inherently high-risk due to the nature of transactions and the potential for chargebacks. Fraud prevention and a dedicated gambling merchant account, therefore, are a priority for online casinos and gambling platforms to ensure secure transactions and protect against disputes.
Crypto Industry
Cryptocurrency transactions require a decentralized and often intricate payment process, which requires extensive knowledge of blockchain technology and cryptocurrency regulations. We can help you with dedicated cryptocurrency payment solutions.
A High-Risk Payment Gateway Solution You Can Trust 100%
We pledge 100% secure transactions so you can dedicate your time to higher-value activities. PCI compliance means we follow strict guidelines to protect your data and customer information ensuring a seamless experience for credit card payments and other online payment methods.
One High-Risk Payment Gateway For All Your Payment Processing Needs
Are you tired of dealing with multiple companies or getting lost in a maze of third-party services?
As an all-in-one high-risk payment processor, we set you up with your merchant account and high-risk payment gateway for seamless payment processing under one roof.
FastoPayments offers a wide array of payment options to suit your business needs. From traditional credit and debit card processing to cutting-edge solutions like cryptocurrency payments, we guarantee customer convenience in your high-risk payment gateway.
With FastoPayments overseeing all your payment activities, experience less hassle and enhanced efficiency in high-risk payment processing. Save time and resources, which you can reinvest into business growth.
24/7 Payment Expertise At Your Service
At FastoPayments, we understand the frustrations of unanswered support tickets, long response times, and unhelpful answers. Whether it’s a simple question or a complex issue, our team is equipped to provide you with the solutions you need at the moment you need them.
Our support team is available 24/7 because we know that payment issues don’t stick to business hours. Dedicated experts are just a phone call away, ready to assist you with any concerns or questions related to pricing or personalized customer support.
NO LIMITATIONS
We Support Your Favorite Integrations
Unique businesses call for custom solutions, so FastoPayments’s API lets you tailor your high-risk payment gateway to fit your specific business needs. Whether on a host page or server-to-server, our payment API ensures your payment processing is optimized and future-proof.
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YOUR QUESTIONS
Frequently Asked Questions
Why do you need a high-risk payment gateway?
A high-risk payment gateway is crucial because regular payment services often shy away from supporting businesses that are considered high-risk. And when they do, they charge high processing fees.
A specialized high-risk payment processor helps you tackle the unique challenges presented by these sectors, offering tailored solutions, robust security against fraud, and ensuring compliance with ever-evolving regulations.
How do high-risk payment gateway solutions differ from low-risk ones?
High-risk payment gateway solutions differ from their low-risk counterparts mainly because they are tailored to industries prone to financial challenges.
While low-risk solutions cater to conventional businesses with minimal transaction risks, high-risk gateways specialize in navigating challenging sectors such as adult entertainment, CBD and cannabis, and online gambling.
These solutions employ advanced fraud prevention, stricter security measures, and specialized expertise, ensuring seamless payment processing for businesses facing elevated complexities and regulatory uncertainties.
Why can't I just use PayPal, Venmo, Stripe, etc.?
PayPal, Stripe, Venmo, and Square are not high-risk friendly, have restricted policies and higher transaction fees, and can suspend accounts and freeze funds without warning.
How much does a high-risk payment processor cost?
The cost of a high-risk payment processor varies based on factors such as industry, transaction volume, and specific service features. Due to the elevated risks associated with high-risk businesses, fees might be 0.5% to 1% higher than those for low-risk processors.
Which payment methods are higher risk?
High-risk payment methods typically include those with a higher likelihood of fraud or disputes. Credit cards are often considered medium risk, while bank transfers and digital currencies like Bitcoin may be higher risk due to their irreversible nature and potential anonymity, making it harder to trace fraudulent transactions.
Does my business need a high-risk payment gateway?
Determining the need for a high-risk payment gateway depends on your business’s risk profile. If your business operates in a riskier industry with more chargebacks or regulatory complexities, getting a high-risk payment gateway might be a good idea.
Consider the following:
- Is your business in an industry known for frequent chargebacks?
- Does your sector face regulatory complexities or scrutiny?
- Have you experienced a history of fraudulent transactions?
- Are there challenges in securing payment processing solutions with traditional providers?
- Are the processing fees from standard gateways significantly impacting your profitability?
- Does your business require enhanced fraud prevention measures?
If the answer is yes to one or more of the above, your business likely needs a high-risk payment gateway.
What are the risks associated with a payment gateway?
The main risks associated with a payment gateway, especially for high-risk industries, include:
- Fraud: There’s a higher chance of fraudulent transactions, where someone might use stolen credit card information.
- Chargebacks: This is when customers dispute a charge and ask their bank to reverse it. High-risk industries often see more disputes and, consequently, pay larger chargeback fees.
- Legal and regulatory: High-risk industries often face changing laws and regulations, which affect how they accept payments.
- Security concerns: Payment gateways are prime targets for cyberattacks, risking unauthorized access to sensitive financial data.
- Downtime and technical glitches: System outages or technical glitches can disrupt payment processes, causing customers to be inconvenienced and businesses to lose revenue.
To mitigate these risks, businesses should prioritize robust security measures, stay updated on compliance requirements, and choose reputable high-risk payment gateways with a proven track record.
These specialized gateways are equipped to handle the challenges that come with riskier businesses, offering extra protection against fraud and catering to the specific needs of such industries.
In which countries do you offer high-risk payment gateway services?
At FastoPayments, we offer US high-risk payment gateways, UK high-risk payment gateways, and serve most European markets, including (but not limited to) countries such as:
- Spain
- Italy
- France
- Germany
- Portugal
- Denmark
- Sweden
- Greece
- Austria
- Malta
- Monaco
- Netherlands
- More!
How do I know if my payment gateway is safe?
To determine whether your payment gateway is secure, begin by verifying if it uses SSL/TLS encryption, indicated by “https://” in the URL, to guarantee the secure transmission of data between users and servers.
Then, check for compliance with the Payment Card Industry Data Security Standard (PCI DSS), which sets essential requirements for safeguarding cardholder information.
Evaluate the authentication measures in place, such as two-factor authentication (2FA), to prevent unauthorized access. They should also implement tokenization, a process that replaces sensitive data with unique tokens, reducing the risk of data exposure during transactions.
Lastly, consider the responsiveness and effectiveness of customer support in addressing security concerns and resolving issues swiftly.
Which payment gateway is best for e-commerce?
For e-commerce businesses in high-risk industries, FastoPayments stands out as an ideal payment gateway. The specialized merchant and payment services cater specifically to high-risk sectors, providing secure transactions, protection against chargebacks and fraud, and 24/7 personalized support.
However, the same degree of personalization and care is guaranteed for businesses in lower-risk industries. The ability to integrate with platforms such as Shopify and WooCommerce also makes FastoPayments an appealing option for those looking to centralize their operations.
Explore how popular e-commerce gateways work for high-risk businesses.
If you want to get tips on how to speed up the process, we have an entire article on getting a high-risk merchant account with instant approval.
FastoPayments boasts a 90% approval rate for our high-risk merchants. We aim to speed up approvals, typically approving low-risk profiles as soon as within 24 hours and getting high-risk merchant accounts up and running within up to 2 or 3 weeks—staying always one call away to update you on the process.
